[TMM ENTITY NAME] ("TMM", "we", "us") operates Trade Management Mastery, a trading education platform providing educational content, tools, indicators, signals, and an algorithmic trading bot for cryptocurrency markets.

These Terms of Service ("Terms") govern your access to and use of all TMM products and services, including the website at trademanagementmastery.com, the TMM Community, all indicators, the TMM Engine bot, TMM Pulse signals, and any other products offered by TMM.

You must be at least 18 years old to use TMM services. By using our services, you confirm that:

• You are at least 18 years of age
• You have the legal capacity to enter into these Terms in your jurisdiction
• Your use of TMM services is lawful in your jurisdiction
• You understand that cryptocurrency trading involves substantial risk of financial loss
• You are not using our services from any jurisdiction where their use is prohibited by applicable law

Certain TMM products require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You must notify us immediately of any unauthorised use.

You agree to provide accurate, current, and complete information during registration and to update this information to keep it accurate.

We reserve the right to suspend or terminate your account at any time for violation of these Terms, fraudulent activity, or any other reason at our discretion. You may close your account at any time by contacting us.

Many TMM products are offered on a monthly subscription basis. By subscribing, you authorise us (or our payment processor Stripe or Whop) to charge your nominated payment method on a recurring monthly basis at the price shown at the time of purchase.

Prices are displayed in USD unless otherwise stated. TMM reserves the right to change subscription prices. You will be given at least 30 days' notice of any price increase and may cancel before the increase takes effect.

You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period. You will retain access to the product until the end of the period you have paid for. See our Refund and Cancellation Policy for full details.

Where founding member pricing is offered, the locked price applies only to the specific product tier purchased and only for so long as the subscription remains active. Cancellation forfeits the founding member rate permanently.

You agree not to:

• Share, redistribute, or resell any TMM content, indicators, signals, or tools to any third party
• Reverse engineer, decompile, or attempt to extract source code from any TMM software or indicator
• Use TMM services to provide financial advice or investment services to third parties
• Represent yourself as affiliated with, endorsed by, or acting on behalf of TMM
• Share your account credentials with others or allow others to access your TMM subscription
• Post or transmit any unlawful, harmful, defamatory, or abusive content in the TMM Community
• Engage in any activity that could damage, disable, or impair TMM systems or servers
• Violate any applicable law or regulation in connection with your use of TMM services
• Use TMM content or brand assets for any commercial purpose without written authorisation

All TMM content, including but not limited to the trading methodology, indicators, software, course content, newsletters, graphics, videos, and brand assets, are the intellectual property of [TMM ENTITY NAME] or its licensors. These are protected by copyright, trade secret, and other applicable laws.

Your subscription grants you a limited, non-exclusive, non-transferable, revocable licence to access and use TMM products for your own personal, non-commercial trading education. This licence does not transfer any ownership rights to you.

TMM indicators are delivered as invite-only protected Pine Script on TradingView. Your subscription grants you access to the indicator on your personal TradingView account only. You may not share, transfer, or attempt to replicate the indicator. Access is tied to your active subscription and will be revoked upon cancellation.

The TMM Engine and Pulse Signals products involve automated or semi-automated trading activity. By subscribing to these products, you specifically acknowledge and agree that:

• You are using the bot or signals for educational purposes and to learn about systematic trading approaches
• All trading occurs on your own exchange account using your own funds; TMM does not hold, manage, or have custody over your funds at any time
• You are solely responsible for any trading activity on your exchange account, including losses
• Past bot performance, backtest results, and paper trading results do not guarantee future performance
• You will independently verify that using these services is lawful in your jurisdiction before subscribing
• System outages, connectivity failures, exchange API changes, or software errors may interrupt or prevent trade execution, and TMM accepts no liability for any resulting losses

Please also read the Bot and Signals EULA which forms part of these Terms for subscribers to TMM Engine and TMM Pulse.

Any performance data, backtest results, paper trading results, or live trading results shared by TMM are presented for educational purposes only and are subject to the following important qualifications:

• Backtest results are based on historical data and do not predict future performance
• Past performance of any strategy, indicator, signal, or bot does not guarantee future results
• Results shown may be based on specific conditions that may not recur
• Slippage, fees, and other real-world factors may cause actual results to differ from backtests
• Individual results will vary based on account size, risk settings, market conditions, and execution timing

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TMM PROVIDES ALL PRODUCTS AND SERVICES "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TMM SPECIFICALLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that our services will be uninterrupted, error-free, or free from viruses or other harmful components. We do not warrant that any trading strategy, signal, indicator, or bot will be profitable.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TMM, ITS OFFICERS, DIRECTORS, EMPLOYEES, PARTNERS, AND AFFILIATES SHALL NOT BE LIABLE FOR:

• Any trading losses incurred by you, whether in connection with TMM products or otherwise
• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Losses arising from system outages, connectivity failures, or exchange-side issues
• Losses arising from your reliance on any educational content, signals, or bot outputs

In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not permitted, TMM's liability shall be limited to the maximum extent permitted by law.

In any event, TMM's total aggregate liability to you for any claim shall not exceed the total subscription fees you paid to TMM in the three months immediately preceding the event giving rise to the claim.

You agree to indemnify, defend, and hold harmless TMM and its partners, officers, employees, and affiliates from any claim, loss, damage, liability, cost, or expense (including reasonable legal fees) arising from your use of TMM services, your violation of these Terms, or your violation of any third-party rights or applicable laws.

Governing Law: These Terms shall be governed by and construed in accordance with the laws of [JURISDICTION - to be confirmed with legal counsel: Cyprus, Australia, or both depending on entity structure], without regard to conflict of law principles.

Dispute Resolution: Any dispute arising from these Terms or your use of TMM services shall first be addressed through good-faith negotiation. If unresolved within 30 days, disputes shall be submitted to binding arbitration in [JURISDICTION]. Nothing in this clause prevents either party from seeking emergency injunctive relief from a court of competent jurisdiction.

Jurisdiction for Australian users: Nothing in these Terms excludes any rights you have under the Australian Consumer Law that cannot be excluded by contract.

Jurisdiction for EU/UK users: Nothing in these Terms excludes any mandatory consumer protection rights applicable in your jurisdiction.

We may update these Terms from time to time. We will give you at least 14 days' notice of material changes by email or website notice. Continued use of our services after the effective date constitutes acceptance of the updated Terms.

• Entire agreement: These Terms, together with the Privacy Policy, Risk Disclosure Statement, and any product-specific agreements, constitute the entire agreement between you and TMM
• Severability: If any provision of these Terms is found unenforceable, the remaining provisions continue in full force
• Waiver: Failure to enforce any provision is not a waiver of our right to enforce it in the future
• Assignment: You may not assign your rights under these Terms. TMM may assign its rights in connection with a merger, acquisition, or sale of assets.

For questions about these Terms: [LEGAL@TRADEMANAGEMENTMASTERY.COM]

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Cryptocurrency trading carries a substantial risk of financial loss. Trading on margin or with leverage amplifies both potential gains and potential losses. It is possible to lose some or all of your invested capital. You should not trade with money you cannot afford to lose.

By subscribing to any TMM product, you expressly acknowledge that:

• You understand that cryptocurrency markets are highly volatile and unpredictable
• Past performance of any TMM product, strategy, or signal does not guarantee future results
• No trading system, algorithm, or signal service can guarantee profitable outcomes
• You are making your own independent decision to trade and assume full responsibility for the outcome
• TMM has not assessed your personal financial situation, investment objectives, or risk tolerance

Cryptocurrency markets are among the most volatile financial markets in existence. Prices can move dramatically within minutes or seconds due to news events, regulatory announcements, whale activity, exchange issues, or market sentiment shifts. A position that appears profitable can become a significant loss in a very short period.

Some cryptocurrency assets have limited liquidity. In thin markets, large orders may significantly move the price, causing slippage between the intended execution price and the actual execution price. This affects both the opening and closing of positions.

Cryptocurrency regulation is evolving rapidly across all jurisdictions. Changes in laws or regulatory approaches could affect the legality of cryptocurrency trading or certain trading strategies in your jurisdiction. It is your responsibility to ensure that your use of TMM products and your trading activities are lawful in your country of residence.

Trading occurs on third-party exchanges (principally Bybit for Engine subscribers). TMM has no control over exchange operations, liquidity, fees, technical failures, or the solvency of the exchange. Exchange failures, hacks, regulatory actions, or operational issues can result in partial or total loss of funds held on the exchange.

The TMM Engine is an automated trading system that relies on continuous connectivity between the TMM software, the Bybit API, and your exchange account. The following technical risks may affect performance:

• Connectivity failures: Internet outages, server downtime, or API interruptions may prevent the bot from opening or closing positions
• API changes: Bybit may change or deprecate API endpoints, which can disrupt bot operation
• Software errors: Despite thorough testing, software may contain bugs that result in unintended trading behaviour
• Latency: Delays in order execution may cause trades to fill at prices different from the intended entry
• Data feed errors: Incorrect or delayed market data may cause the bot to make suboptimal decisions

The TMM Engine employs a dual-strategy approach (trend following and mean reversion) with regime detection. The following strategy risks apply:

• No strategy performs profitably in all market conditions. Strategies that performed well in historical backtests or paper trading may underperform in live markets
• Regime detection may incorrectly classify market conditions, resulting in the wrong strategy being applied
• The strategy has been designed and tested on specific assets and timeframes; performance on assets outside this set is not guaranteed
• Market structure changes (such as the introduction of new large participants or regulatory changes) may reduce the effectiveness of systematic strategies

TMM publishes backtest results and paper trading results as part of its build-in-public approach. You must understand that:

• Backtest results are generated using historical data and do not account for real-world execution factors such as slippage, fees, or market impact
• Paper trading results occur in simulated conditions without real money and may not reflect live trading outcomes
• There is a substantial difference between simulated/paper results and live trading results
• Historical performance, even in live conditions, does not predict future performance

The TMM Engine allows you to select risk levels (1%, 2%, or 3% per trade). You are solely responsible for selecting risk settings appropriate to your account size and risk tolerance. Setting inappropriate risk levels can result in significant losses.

TMM Pulse delivers signals to your Telegram. You are responsible for deciding whether to act on each signal and for executing trades manually on your own exchange account. Risks specific to manual execution include:

• Execution timing: By the time you receive, read, and act on a signal, the market may have moved significantly from the stated entry price
• Signal delay: Technical issues may delay signal delivery, resulting in missed or stale signals
• Discretionary decisions: Selective execution of signals (taking some but not all) may result in different outcomes than would be achieved by taking all signals consistently
• Missed signals: If you are unavailable when a signal fires, you may miss the trade entirely

Signals provided by TMM Pulse are generated by the TMM Engine algorithm. They represent what the algorithm assessed as a valid trade setup based on its rules. They are not personalised recommendations for your specific situation and should not be treated as such.

TMM indicators are tools designed to assist with trade analysis and are for educational purposes only. The following risks apply:

• Indicators do not guarantee profitable trade outcomes and will generate false signals
• No indicator works perfectly in all market conditions; all indicators have periods of underperformance
• Indicator performance shown in backtests or examples is historical and does not predict future performance
• Over-reliance on any single indicator or tool without understanding the underlying market context is a common cause of trading losses

The TMM Engine trades Bybit perpetual futures, which are leveraged products. Trading with leverage means:

• Your gains and losses are magnified relative to your collateral
• It is possible to lose more than your initial margin on a single trade
• Funding rates on perpetual futures positions can accumulate and affect overall returns
• Liquidation can occur if the market moves sharply against your position and your margin falls below the maintenance requirement

TMM has not, and will not, consider your individual financial situation, investment objectives, tax position, or risk tolerance. Nothing provided by TMM should be treated as personalised financial, investment, or tax advice. Before trading, you should consider whether trading cryptocurrency perpetual futures is appropriate for your personal circumstances and, if in doubt, seek advice from a licensed financial adviser in your jurisdiction.

Cryptocurrency trading, including perpetual futures, may be subject to regulation by the Australian Securities and Investments Commission (ASIC). TMM does not hold an Australian Financial Services Licence (AFSL). You are responsible for ensuring your trading activities comply with Australian law.

Crypto-asset services in the EU are subject to the Markets in Crypto-Assets Regulation (MiCA). TMM is an educational platform and does not provide regulated crypto-asset services. EU residents should consider whether their trading activities are subject to applicable regulations in their member state.

Cryptoasset activities in the UK are regulated by the Financial Conduct Authority (FCA). TMM is not FCA-registered or authorised. All TMM content accessible in the UK is provided for educational purposes only and should not be construed as a financial promotion.

TMM does not provide services regulated by the SEC or CFTC. US residents should independently verify that their participation in cryptocurrency perpetual futures trading is lawful in their state and that their use of TMM products does not trigger any applicable securities or commodities regulations.

By subscribing to any TMM Engine, Pulse, or Edge product, you confirm that you have read and understood this Risk Disclosure Statement, that you accept the risks described, and that you are making an informed decision to proceed at your own risk.

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Trade Management Mastery (TMM) is a trading education platform. All content published on this website, in our newsletters, in our community, on our YouTube channels, on our social media accounts, and through any TMM product or service is provided for educational and informational purposes only.

Nothing provided by TMM, including but not limited to market analysis, trading methodology, indicators, signals, bot outputs, educational courses, coaching sessions, community discussions, or any other content, constitutes:

• Financial advice within the meaning of the Corporations Act 2001 (Australia) or any equivalent legislation
• Investment advice, personal advice, or general advice as defined by applicable financial services laws
• A recommendation to buy, sell, hold, or otherwise deal in any cryptocurrency, financial instrument, or other asset
• A financial promotion under the Financial Services and Markets Act 2000 (UK) or equivalent
• Legal, tax, accounting, or other professional advice

[TMM ENTITY NAME] does not hold an Australian Financial Services Licence (AFSL), is not registered with the Australian Securities and Investments Commission (ASIC) as a financial services provider, is not registered with or regulated by the Financial Conduct Authority (FCA) in the United Kingdom, is not registered as an investment adviser with the SEC in the United States, and does not hold any equivalent licence or registration in any other jurisdiction.

Trading cryptocurrency, including cryptocurrency perpetual futures, carries a substantial risk of financial loss. Cryptocurrency markets are highly volatile. The use of leverage amplifies both potential gains and losses. It is possible to lose some or all of your invested capital.

You should never trade with money you cannot afford to lose.

Any performance data, backtest results, paper trading results, live trading results, or examples of trades shown by TMM are presented for educational purposes only. Past performance does not guarantee future results. Results shared by TMM team members, community members, or in any TMM content are not necessarily representative of typical results and individual outcomes will vary significantly based on market conditions, account size, risk settings, execution quality, and many other factors.

TMM operates a build-in-public approach, sharing bot development updates, backtest results, paper trading results, and live trading data. This is shared as a transparent educational record of the development process and not as a promise or projection of future performance. All figures shared are specifically attributed as backtest, paper trading, or live trading results.

TMM may receive referral commissions from exchange partners (including Bybit and Blofin) when you use our referral links to create an account. This is disclosed transparently on our links page. Referral relationships do not influence our educational content or trading methodology.

Any third-party tools, indicators, content, or products available through the TMM Market or recommended by community members are the responsibility of their respective creators. TMM does not endorse, guarantee, or warrant any third-party product and accepts no liability for losses arising from the use of third-party products.

You are solely responsible for:

• All trading decisions you make, regardless of any content, signal, or tool provided by TMM
• Ensuring that your trading activities are lawful in your jurisdiction
• Understanding the tax implications of your trading activities in your jurisdiction
• Seeking licensed professional advice if you are unsure whether any activity is appropriate for your circumstances

This website is accessible globally. TMM makes no representation that the products or services described are appropriate or available in all jurisdictions. Persons in jurisdictions where the provision of educational trading content, signals, or algorithmic tools may be restricted or regulated should seek local legal advice before using TMM services.

If you have questions about this disclaimer, please contact [LEGAL@TRADEMANAGEMENTMASTERY.COM].

This disclaimer was last updated: [DATE]. TMM reserves the right to update this disclaimer at any time.

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Cookies are small text files stored on your device when you visit a website. They are widely used to make websites work, improve user experience, and provide analytics information to website operators. This policy explains what cookies we use and why, and how you can manage your preferences.

Category	Purpose	Examples	Can You Opt Out?
Strictly Necessary	Required for the website to function. Cannot be disabled.	Session authentication, security tokens, payment processing cookies (Stripe)	No - required for service
Functional	Remember your preferences and settings	Language preferences, remembered login, localStorage items (checklist state, journal data)	Yes
Analytics	Help us understand how the website is used so we can improve it	Google Analytics (page views, session data, traffic sources)	Yes
Marketing / Third-Party	Used by third-party platforms you connect with	YouTube embedded player cookies, Circle.so platform cookies, Beehiiv newsletter tracking	Yes

Provider	Cookie Purpose	Privacy Policy
Google Analytics	Website analytics - pages visited, session duration, traffic sources	policies.google.com/privacy
YouTube	Video player functionality when embedded videos are viewed	policies.google.com/privacy
Stripe	Payment processing and fraud prevention	stripe.com/privacy
Circle.so	Community platform functionality for logged-in members	circle.so/privacy-policy
Beehiiv	Newsletter subscription and email tracking	beehiiv.com/privacy
Whop	Product access and subscription management	whop.com/privacy-policy

Some TMM tools (including the TMM Interactive Journal, the Operating System dashboard, and the Launch Roadmap checklist) use your browser's localStorage to save your data locally on your device. This data is not transmitted to TMM servers. It remains on your device and can be cleared by clearing your browser's site data.

When you first visit the TMM website, you will be shown a cookie consent banner allowing you to accept or decline non-essential cookies. You can change your preferences at any time by clicking the "Cookie Settings" link in the footer of any page.

Most browsers allow you to refuse or delete cookies through browser settings. Note that disabling cookies may affect the functionality of certain website features.

You can opt out of Google Analytics tracking using the Google Analytics Opt-out Browser Add-on available at tools.google.com/dlpage/gaoptout.

We respect Global Privacy Control (GPC) signals from your browser as a valid opt-out request for data sharing under applicable privacy laws including CCPA.

For cookie-related enquiries: [PRIVACY@TRADEMANAGEMENTMASTERY.COM]

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You may cancel any TMM subscription at any time. To cancel:

• Log into your account on the relevant platform (Whop for indicators; Stripe billing portal for other products)
• Navigate to your subscription settings and select cancel
• Alternatively, email [SUPPORT@TRADEMANAGEMENTMASTERY.COM] with your account details and cancellation request

Cancellation takes effect at the end of your current billing period. You will retain full access to the product until the end of the period you have paid for. No further charges will be made after the cancellation is confirmed.

Founding member subscriptions carry a locked price that is permanently forfeited upon cancellation. If you cancel a founding member subscription, you may re-subscribe only at the current standard price, which will be higher.

Due to the digital nature of our products and the immediate access granted upon subscription, TMM's general position is that subscriptions are non-refundable once access has been granted. However, we consider refund requests on a case-by-case basis and aim to resolve genuine issues fairly.

Situation	Refund Position
You were charged in error (duplicate charge, wrong amount)	Full refund of incorrect charge
Technical issue prevented access for 7 or more consecutive days	Pro-rated credit or refund at TMM's discretion
You cancel within 24 hours of first subscribing and have not accessed the product	Full refund at TMM's discretion
Product fundamentally does not match description	Assessed on a case-by-case basis
Change of mind after accessing the product	Not eligible for refund
Trading losses incurred while using TMM products	Not eligible for refund (as disclosed in Risk Disclosure Statement)

One-time purchases (such as the TMM Interactive Journal) are non-refundable once the digital product has been delivered or accessed, unless the product is fundamentally defective.

Nothing in this refund policy limits or excludes your rights under the Australian Consumer Law. If a product or service fails to meet a consumer guarantee under the Australian Consumer Law, you may be entitled to a remedy regardless of this policy. Contact us to discuss your specific situation.

EU consumers may have a 14-day right of withdrawal from digital service contracts under the Consumer Rights Directive. However, where you have expressly requested immediate access to digital content and acknowledged that the right of withdrawal is thereby waived, no withdrawal right applies. This acknowledgement is obtained at the time of purchase.

To request a refund, email [SUPPORT@TRADEMANAGEMENTMASTERY.COM] with:

• Your full name and email address associated with your account
• The product(s) you are requesting a refund for
• The reason for your refund request
• Transaction reference or date of purchase

We will respond within 5 business days. Approved refunds are processed within 10 business days to the original payment method.

Products purchased through the TMM Market from third-party creators are subject to the refund policies of the individual creator. TMM is not responsible for refunds of third-party products, though we may assist in dispute resolution. Creator refund policies must be displayed clearly on their product listing.

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Welcome to the Trade Management Mastery community. These Community Rules govern participation in all TMM community spaces, including the Circle community, any Discord or Telegram channels, and any other community platform operated by TMM. By joining and participating in the TMM Community, you agree to these rules.

TMM is a community of serious traders. Our standard is quality over quantity. We maintain a professional, respectful, and honest environment. The community exists to help members develop as traders - not to entertain, not to hype, and not to promote get-rich-quick thinking.

• Treat all members, moderators, and staff with respect
• Contribute constructively - quality posts, genuine questions, thoughtful analysis
• Be honest - do not misrepresent your trading results, experience, or qualifications
• Disclose conflicts of interest when discussing specific assets or products you hold a financial interest in
• Acknowledge that all content you share is for educational purposes and not financial advice

• Posting spam, repetitive content, or unsolicited promotional material
• Promoting any external trading service, signal provider, or competitor product without explicit TMM approval
• Sharing content that is defamatory, harassing, threatening, abusive, or discriminatory
• Sharing NSFW, illegal, or otherwise inappropriate content
• Coordinating pump-and-dump activity, wash trading, or any form of market manipulation
• Sharing others' personal information without their consent (doxxing)
• Impersonating TMM team members, moderators, or other community members
• Sharing your community access credentials or allowing non-members to access paid content
• Attempting to recruit community members to external groups or services via direct messages
• Posting specific entry, exit, or stop-loss levels framed as recommendations rather than educational discussion

When discussing trades or market analysis in the community:

• Use language that makes clear you are sharing your own analysis or perspective, not a recommendation ("I see X, I'm watching Y" rather than "you should buy X")
• When sharing results, include losses as well as wins - transparency builds credibility and helps others learn
• Distinguish clearly between live trades, hypothetical trades, and backtested scenarios
• Do not share specific leverage settings or position sizing recommendations for others - these depend on individual account sizes and risk tolerances
• Do not post screenshots or links to content from other paid services without permission

By posting content in the TMM Community, you:

• Retain ownership of your content
• Grant TMM a non-exclusive, royalty-free licence to display, reproduce, and use your content within the community and in TMM's educational materials (such as example analysis in courses)
• Confirm that your content does not infringe any third-party intellectual property rights
• Acknowledge that TMM may remove or moderate any content that violates these rules

TMM moderators have the authority to:

• Remove any content that violates these rules without prior notice or explanation
• Issue warnings to members who violate community standards
• Temporarily suspend or permanently remove members who repeatedly violate rules or whose behaviour is harmful to the community
• Interpret and apply these rules at their discretion where a specific situation is not explicitly covered

Moderator decisions are final. If you believe a moderation action was made in error, contact [SUPPORT@TRADEMANAGEMENTMASTERY.COM] to appeal.

Violation Level	Consequence
Minor (first offence)	Content removed, verbal warning
Repeated minor violations	Formal warning, temporary posting restriction
Serious violation (spam, harassment, promotion of external services)	Immediate suspension from community, review for permanent removal
Severe violation (market manipulation coordination, fraud, doxxing)	Immediate permanent removal, no refund, potential referral to authorities

Removal from the TMM Community for rule violations does not entitle you to a refund of any subscription fees paid.

Members who list products on TMM Market are subject to additional terms in the TMM Market Creator Agreement. Creators are responsible for ensuring their products and marketing comply with applicable laws and these community rules.

The TMM Community provides a space for educational discussion. All content shared by community members, moderators, or TMM staff is for educational purposes only. Nothing in the community constitutes financial advice. TMM is not responsible for any trading decisions made by community members based on community content.

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Term	Meaning
TMM Engine	The dual-strategy algorithmic trading bot software provided by TMM that connects to your exchange account via API
TMM Pulse	The signal delivery service that sends trade signals from the TMM Engine to your Telegram account
API Keys	The API credentials you generate from your Bybit exchange account and provide to the TMM Engine to enable automated trading
Your Exchange Account	Your personal trading account on Bybit or any other supported exchange, which remains under your sole ownership and control
Signal	A notification containing trade details (asset, direction, entry, stop loss, take profit, R:R, strategy type) delivered to your Telegram
Live Trading	Trading with real money on your exchange account, as distinct from backtesting or paper trading

Subject to your payment of the applicable subscription fee and compliance with this EULA, TMM grants you a limited, non-exclusive, non-transferable, revocable licence to:

• Use the TMM Engine bot to connect to your personal exchange account and execute trades according to the algorithm during your active subscription period
• Receive and use TMM Pulse signals for your own personal trading education and manual trade execution

This licence is strictly personal. You may not sublicence, share, or transfer access to any other person.

You are solely responsible for:

• Generating API keys with appropriate permissions for the TMM Engine (trade execution only - withdrawal permissions must NOT be granted)
• Keeping your API keys secure and not sharing them with any party other than the TMM Engine
• Ensuring your exchange account security, including two-factor authentication
• Monitoring your exchange account for any unauthorised activity
• Revoking API access immediately if you suspect any security compromise

The TMM Engine uses your API keys solely for the purpose of executing trades according to its algorithm. TMM does not use your API keys for any other purpose, does not store your API keys in plaintext, and does not have the ability to withdraw funds from your exchange account (withdrawal permissions should not be granted when configuring API keys).

In the event of a security incident affecting TMM systems, we will notify subscribers as soon as practicable and advise them to revoke API access. TMM accepts no liability for losses resulting from your failure to secure your API keys or exchange account.

The TMM Engine allows you to configure risk settings including risk percentage per trade (1%, 2%, or 3%). You acknowledge that:

• You are responsible for selecting risk settings appropriate to your account size, financial situation, and risk tolerance
• Higher risk settings increase both potential returns and potential losses
• TMM does not make risk setting recommendations for your specific situation
• You should start with the lowest risk setting (1%) until you are comfortable with the system's behaviour in live conditions
• You should never allocate more capital to your trading account than you can afford to lose

The TMM Engine requires continuous operation of TMM's servers, your internet connection, and the Bybit API to function. TMM does not guarantee uninterrupted operation. The following situations may cause trading to pause or fail:

• TMM server maintenance or outages
• Bybit API downtime, rate limiting, or changes
• Internet connectivity issues on TMM's infrastructure
• Exchange-side trading halts or unusual market conditions
• Force majeure events

TMM accepts no liability for trading losses, missed trades, or unintended positions resulting from system interruptions. You are responsible for monitoring your exchange account and managing any open positions manually if the bot is unavailable.

TMM reserves the right to update, modify, or discontinue the TMM Engine algorithm at any time. We will notify subscribers of material changes to the algorithm's trading rules. You understand that:

• Algorithm updates may change the frequency, nature, or size of trades
• Updated algorithms may perform differently from previous versions
• TMM may add or remove assets from the bot's trading universe
• TMM may introduce new versions of the bot and may sunset older versions

TMM publishes backtest results, paper trading results, and (once live) live trading results as part of its build-in-public approach. You specifically acknowledge that:

• Backtest results were generated using historical data and cannot predict future performance
• Paper trading results occurred without real money and may not reflect live trading outcomes
• Live trading results from TMM's own account may differ from your results due to differences in execution timing, account size, and risk settings
• No guarantee of profitability is made or implied. The bot may have losing months, losing streaks, or lose money in unfavourable market conditions
• The target returns referenced in TMM marketing materials are aspirational educational references, not guaranteed outcomes

TMM is not a financial institution, fund manager, or investment manager. This service does not constitute a managed account arrangement. TMM does not:

• Hold, custody, or control your funds at any time
• Have the ability to withdraw funds from your exchange account
• Provide personalised investment management services
• Act as your agent in any financial services capacity

You may terminate this EULA by cancelling your subscription. Upon cancellation, the bot will cease trading on your account at the end of your billing period. You should also revoke the API keys you granted to the TMM Engine from your Bybit account settings.

TMM may terminate your access immediately and without refund if you: violate this EULA or the general Terms of Service; misuse the system in a way that endangers other subscribers or TMM's systems; provide false information; or engage in any fraudulent activity.

Upon termination, your licence to use the TMM Engine and Pulse services ends. You should immediately revoke all API keys you granted to the TMM Engine. Any open positions on your exchange account at the time of termination are your sole responsibility to manage.

In addition to the general limitations in the TMM Terms of Service, for Engine and Pulse subscribers specifically:

• TMM is not liable for any trading losses incurred through the use of the bot or by acting on signals
• TMM is not liable for losses resulting from system interruptions, API failures, or exchange-side issues
• TMM is not liable for losses resulting from your risk settings, position sizes, or account configuration
• TMM is not liable for any tax consequences of your trading activity

The maximum aggregate liability of TMM to you under this EULA shall not exceed the total subscription fees you paid in the three months preceding the event giving rise to the claim.

By subscribing to TMM Engine or TMM Pulse, you confirm that you have read, understood, and agree to this EULA, the TMM Terms of Service, and the Risk Disclosure Statement.

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Legal documents do NOT go in the main navigation. Visitors should never see "Privacy Policy" sitting next to "Academy" or "Engine" in the top nav. Legal docs belong in three places only:

• The website footer - linked from every page
• The legal hub page - one central page at trademanagementmastery.com/legal
• At the point of purchase or signup - as mandatory checkbox acknowledgements

The footer on every TMM website page should have two rows below the main footer content:

The Bot/Signals EULA is not linked from the general footer - it only appears at the Engine and Pulse checkout.

Create a dedicated page at trademanagementmastery.com/legal that lists and links to all documents. This is the URL you give to:

• Stripe - during business verification they ask for a Terms of Service URL
• Circle - during community setup they ask for community rules URL
• Whop - platform compliance requirements
• Bogdan's partner for legal review - one link to share everything
• Any regulator or third party who requests your legal documentation

Section on /legal page	Documents Listed
Pre-Purchase Documents	Privacy Policy, Terms of Service, Risk Disclosure Statement, General Disclaimer
Subscriber Documents	Refund and Cancellation Policy, Community Rules, Bot and Signals EULA
Platform Policies	Cookie Policy
Version History	Log of all document updates with dates and summary of changes

This is where most platforms get into legal trouble - they publish documents but never require users to acknowledge them. A checkbox at the point of action creates a legal record that the user agreed. These checkboxes must be mandatory (cannot proceed without ticking).

Stripe supports custom fields and checkboxes on checkout pages. Corne to action this as part of the Stripe configuration. Both checkboxes must be ticked before the purchase completes.

Document	Footer Link	Legal Hub	Checkout Checkbox	Elsewhere
Privacy Policy	Yes	Yes	All signups and purchases	Account creation form
Terms of Service	Yes	Yes	All signups and purchases	Account creation form
Risk Disclosure	Yes	Yes	Engine and Pulse checkout	Engine, Pulse, and Edge product pages - visible without clicking
General Disclaimer	Yes - short form inline, long form linked	Yes	No	Short form appears on every page footer automatically
Cookie Policy	Yes	Yes	No	Cookie consent banner on first visit
Refund Policy	Yes	Yes	All purchases	Pricing pages near price display
Community Rules	Yes	Yes	Community join and paid upgrade	Circle welcome post pinned at the top of the community
Bot/Signals EULA	No	Yes	Engine and Pulse checkout only	Engine and Pulse product pages - "by subscribing you agree to the EULA" link

Certain pages need legal language visible without the user having to click anything - not just in the footer. This is particularly important for the bot and signals products.

• Risk warning visible near the pricing section: "Trading cryptocurrency perpetual futures involves significant risk of loss. Past performance does not guarantee future results."
• Clear statement: "All trading occurs on your own Bybit account. TMM does not hold, manage, or have custody of your funds."
• Link to Risk Disclosure Statement and Bot/Signals EULA near the subscribe button
• Backtest/paper trading results clearly labelled as such - not presented as live results

• Statement that signals are for educational purposes only and do not constitute financial advice
• Statement that all trade execution is manual and at the subscriber's own discretion
• Risk warning near pricing

• Statement that indicators are educational tools only
• No guarantee of profitability language near the pricing or subscribe button

A cookie consent banner is required for GDPR compliance (EU users). This is a technical implementation that goes beyond just having a Cookie Policy document. The recommended approach for the TMM static HTML site:

• Use a free or low-cost consent management platform such as CookieYes (free tier available) or Cookiebot
• These services provide a JavaScript snippet you paste into the <head> of every HTML page
• They handle the banner display, consent recording, and Google Analytics blocking until consent is given
• Estimated implementation time: 30 minutes across all 9 pages
• Owner: Corne to research and select the platform, Matt to add the snippet to the HTML files

Every document must carry a version number and effective date. When a document is updated:

• Increment the version number (v1.0 to v1.1 for minor changes, v1.0 to v2.0 for major changes)
• Update the "Last Updated" date
• Add an entry to the version log on the /legal hub page describing what changed and why
• If the change is material (changes user rights or obligations), email all affected subscribers at least 14 days before the change takes effect
• Keep a copy of every previous version in a private file - do not delete old versions

Change Type	Notification Required	Notice Period
Typographical or formatting fix	None required	None
Clarification that does not change substance	Website notice only	None
Changes to user rights, refund terms, or data use	Email to affected subscribers + website notice	14 days minimum
Price changes	Email to affected subscribers	30 days minimum
New product-specific terms (e.g. new EULA)	Email to affected subscribers + new checkbox at next login	14 days minimum

Complete all of these before the meeting with Bogdan's partner. The more you resolve, the cheaper and faster the legal review will be.

Item	Owner	Status
Confirm the legal entity name (Cyprus company name once registered)	Jason + Craig	Pending
Confirm governing law preference - Cyprus law, Australian law, or both	Jason + Craig + Bogdan's partner	Pending
Confirm all team contact emails (privacy@, legal@, support@)	Corne	Pending
Confirm the Engine bot API architecture in writing - does TMM store API keys? Where? How secured?	Matt	Pending
Confirm list of all third-party processors that handle personal data (check Privacy Policy table is complete)	Corne	Pending
Confirm whether any TMM product actively solicits users in jurisdictions where crypto trading is prohibited (e.g. USA certain states, China)	Team	Pending
Confirm the refund policy position - is the 24-hour discretionary refund to be formalised as policy or remain discretionary?	Matt + Corne	Pending
Confirm whether EU 14-day withdrawal right applies and how it will be handled at checkout	Bogdan's partner	For lawyer
AFSL question: Does the Engine bot subscription constitute a financial service under the Corporations Act?	Bogdan's partner	For lawyer - most critical
MiCA question: Does the Cyprus entity's role trigger any MiCA obligations for EU users?	Bogdan's partner	For lawyer
FCA question: Is the TMM website content accessible to UK users a regulated financial promotion?	Bogdan's partner	For lawyer

Responsibility	Owner	Frequency
Reviewing and updating Privacy Policy as new tools are added	Corne	Any time a new third-party tool or processor is added
Monitoring ASIC guidance updates relevant to TMM	Jason + Craig	Quarterly
Ensuring all new content (newsletters, social posts, YouTube) carries appropriate disclaimers	Matt + Bogdan	Ongoing - every piece of content
Handling privacy requests (access, deletion, correction)	Corne	Within 30 days of each request
Maintaining the version log on /legal page	Corne	Any time a document is updated
Annual legal review with Bogdan's partner	Corne + Jason	Annually
Monitoring for regulatory changes in key markets (Australia, EU, UK)	Jason + Craig	Quarterly

Week	Task	Owner
Week 1 (now)	Send all 8 draft documents to Bogdan's partner for review	Corne
Week 1	Fill in all red placeholder fields that are known (entity name, emails, dates)	Corne
Week 1	Select and set up cookie consent platform (CookieYes or Cookiebot)	Corne
Week 2	Receive legal feedback, action revisions	Corne + Bogdan's partner
Week 2	Add legal footer links to all 9 website pages	Matt (or Claude Code)
Week 2	Build /legal hub page on website	Matt (or Claude Code)
Week 2	Configure Stripe checkout checkboxes for each product type	Corne
Week 3 (pre-launch)	Final legal sign-off, documents published to /legal page	Bogdan's partner + Corne
Launch day	Confirm all footer links resolve correctly on live GoDaddy site	Matt + Corne

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